Revisions to Homeowners Program

Effective February 1, 2011 for New Business and
March 1, 2011 for Renewals

New Items We will now offer Equipment Breakdown Coverage as an optional endorsement, please refer to our manual for more details.
Homepac Endorsement will now be eligible in Select as well as Preferred program. Also, water back up coverage on Homepac endorsement will now be stacked with any other purchased water back up coverage on the policy.
HO-4/Auto discount - We will now discount HO-4 premium if the corresponding automobile is also insured with Rockford Mutual.
Rockford Homeowners is now available on EZLynx in Illinois.

Rates The overall impact of the revision for the average policy: Illinois +5%, Wisconsin +8%, Missouri +17%, Indiana +4%.
Revised Homeowners Loss Surcharge to vary by years renewed and forgive losses less than $1,000.
Adjusted Coverage A relativities to align with marketplace for middle market property.
Territory base rate adjustments.

Homeowners Manual We will not be distributing hard copies of our updated manual with this notice. Please visit our website at http://www.rockfordmutual.com/ for an updated copy of our manual or you can acquire a hard copy by contacting our Supply Department at extension 331.

Miscellaneous As a result of recent technological advancements in our homeowner policy administration process, we will no longer be providing photo reimbursement. Our easy to use system allows you to attach electronic photos directly to our website. This change will also help RMIC reduce new business acquisition cost and in turn keep our rates competitive.

Homeowner premium is reduced by an additional 25% when packaged with automobile!