High and Dry

Congress's failure to act on farm bill hurts drought-stricken farmers

By Jimi Grande

October 24, 2012

There's an old adage that if you put a frog in boiling water, it jumps out; if you put the frog in lukewarm water and heat it slowly, the frog will remain still, unaware of the change until it’s too late.

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When Football is No Fantasy

Professional athletes are a high-net-worth niche, but they need an education.

By Laura Mazzuca Toops, PropertyCasualty360.com

October 24, 2012

It’s November and Thanksgiving, which for most of us means gorging and football.

But while you’re watching the game, you might want to give some thanks that your financial life isn’t like that of some professional athletes.  read more..

Language Barrier

Clarity is key no matter what language is spoken.

By Chris Amrhein

October 24, 2012

"I hate to ask this," she began.
"Maybe I’ll hate to answer," I replied, "but let’s give it a shot."  read more..

Find Your Break-Even Number

The insurance ninja describes how to generate big incentive for your employees, one small number at a time.

By Anson Thompson

October 29, 2012

A few years ago we started focusing on our break-even number. We identified that number as the amount of new/new revenue we would need on a daily basis to hit our growth goal. We anticipated our residual income would be flat, but factored in the loss of any large accounts that occurred on a weekly basis. We tracked this daily and every person in the company knew if we were hitting goal.
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Are Negligent Third Parties Increasing Your Client’s Experience Mod?

By Kevin Ring

October 29, 2012

Albert was driving to pick up the office mail from the post office when another driver ran a red light and smashed into the driver side door. Albert was transported to the hospital and spent several days there recovering from his injuries.  read more..

U.S. Insurers Must Set Aside More Capital for Mortgages—Regulator

By Reuters

October 29, 2012

(Reuters) - Insurers must set aside more capital against their mortgage-related investments to protect against possible future downturns in the housing market, state regulators agreed on Friday. The National Association of Insurance Commissioners, a group of state insurance commissioners that regulates the industry, had expressed concern about whether insurers had enough capital on hand under current rules.  read more..