Did the Compression Fitting Fail?

Water Damage Claims and SubrogationBy Charles C. Roberts Jr.  March 27, 2012

Great care should be exercised when installing compression couplings, as installation errors can cause pipe failure resulting in expensive property claims. To process water damage claims accurately while identifying subrogration opportunities, adjusters need to know the basics of why fittings can fail.  read more..

Call for Nominations: Claims Professional of the Year Award

By Staff Writer  March 28, 2012

Do you know a claims rock star, someone who innovates and inspires?

We here at Claims Magazine invite you to nominate a progressive leader for the 2012 Claims Professional of the Year Award.   read more..

How Tebowmania Can Improve Your Business Proposition

By Christopher Tidball  March 27, 2012

Did the Jacksonville Jaguars err by not pushing harder to get Tim Tebow, especially during the window when negotiations seemingly fell apart with the New York Jets? The sports pundits seem evenly split, with some calling Tebow a distraction, while others are openly critical of the Jaguars lost opportunity to fill the stands. Perhaps ESPN’s Pete Prisco summed it up best, “Tebow playing for the New York Jets makes about as much sense as somebody in a Manhattan restaurant ordering shrimp and grits with a nice sweet tea.”  read more..

Supreme Court Justices Mull Healthcare Law, Individual Mandate

By Allison Bell   March 28, 2012

Some Supreme Court justices generally regarded as being likely to reject the Patient Protection and Affordable Care Act of 2010 (PPACA) individual mandate provision were expressing uncertainty today about when and why they should strike down an entire law because they have struck down part of the law.  read more..

What Makes Personal-Lines Buyers Tick?

By Sam J. Friedman  March 28, 2012

Personal-lines insurers are locked in a never-ending battle for market share—which has only intensified over the past few years as auto and homeowners’ carriers struggled for organic growth during a down economy and depressed housing market.  read more..

Clashing Insurance Coverage Doctrines, Part Three

Excess Coverage, Defined
By Terrence J. Madden  March 14, 2012

In the previous installment of this series, we cited the case of Kajima Construction Services, Inc. v. St. Paul fire and Marine insurance Company, 227 Ill.App.3d 102, 879 N.E.2d 305 (2007). You may recall that in resolving the issue, the Illinois Supreme Court concluded that the “horizontal exhaustion” doctrine applied and that the targeted tender doctrine did not apply to excess coverage.  read more..

The Clash of Insurance Coverage Doctrines Continues- Part 2

Part Two: Horizontal Exhaustion Makes An EntranceBy Terrence J. Madden  March 7, 2012

Thus far, we have seen that although the “targeted tender” doctrine permits an insured to avoid or take an end run around the “other insurance” clause of the commercial general liability (CGL) policy, the insured’s right to make a targeted tender is based upon particular policy language rather than upon public policy considerations. The doctrine can therefore be eliminated by appropriately drafted insurance coverage language.  read more..